13 of Dave Ramsey’s ‘Complete Money Makeover’ Quotes

13 of Dave Ramsey’s ‘Complete Money Makeover’ Quotes » Meroshare

Some people believe that money is everything. There are also those who believe that money is meaningless. We’re guessing that the sweet spot is right in the middle. It is important that you do not devote all of your time to collecting wealth, as this will leave you with little time for other aspects of your life. However, you should not be careless with your money because a lack of it will cause you to struggle in your daily life.

According to Dave Ramsey, author of the best-selling book “The Total Money Makeover,” proper money management will allow you to achieve financial peace and enjoy everyday life. Here are some of Dave Ramsey’s best financial perspectives (quotes).

Money Wisdom (Quotes) From Dave Ramsey

If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.

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There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It’s not going to work.


Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.


Measure your wealth not by the things you have, but by the things for which you would not take money.


Savings without a mission is garbage. Your money needs to work for you, not lie around you.

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You’ve got to tell your money what to do or it will leave.


Earning a lot of money is not the key to prosperity. How you handle it is.


It is human nature to want it and want it now. It is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.


Debt is not a tool. It is a method to make banks wealthy, not you. The borrower truly is slave to the lender.


We buy things we don’t need with money we don’t have to impress people we don’t like.


Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.

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Save 3-6 months of expenses in a Rainy Day fund. Know why? Cause it is going to rain, and you aren’t the exception.


If you keep a $495 car payment throughout your life, which is normal, you miss the opportunity to save that money. If you invested $495 per month from age twenty-five to age sixty-five, a normal working lifetime, in the average mutual fund averaging 12 percent, you would have $5,881,799.14 at age sixty-five. Hope you like the car!